Est. 2026

Independent, practical writing on work, money, home and life.

A First-Time Renter’s Checklist

Renting for the first time involves paperwork, costs and questions. This checklist covers the essentials.

A modern residential building lit up at dusk

General information only. Tenant rules differ by country and region, so check local guidance.

Moving into your first rental is exciting, and easy to rush. A checklist helps.

Work out your budget

Beyond rent, include utilities, internet, transport, insurance and the deposit. Many people suggest keeping rent to a manageable share of income.

Understand the costs upfront

Ask about the deposit, any fees, and how the deposit is protected, if your area has rules.

Read the agreement

Check the length of the tenancy, notice periods, rent increases and rules on pets, guests and repairs. Ask questions before signing.

Inspect the property

Look for damp, mould, working appliances, heating and locks. Take dated photos of any existing damage.

Check the landlord or agent

Make sure they are properly registered or licensed where required. Keep copies of all messages and documents.

Plan the move

Arrange utilities, change your address and check what is included in the rent.

Know how to report problems

Find out who to contact for repairs, and keep written records of any requests.

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